Antioch, CA · Serving the East Bay

Mon–Fri 7:30AM–4:30PM · Sat–Sun Closed

CSLB #1132058

0% Interest Available

Flexible HVAC Financing

Multiple financing packages to fit your budget. Pay over time with plans starting at 0% interest for 6–18 months.

925.778.1335

Affordable Comfort for Every Budget

A new HVAC system is an investment in your home's comfort and value. We partner with GoodLeap and Synchrony to offer a range of financing packages so you can get the system you need today and pay on your terms.

Our most popular option is 0% interest for 6 to 18 months — pay nothing in interest when you pay the balance within the promotional period. We also offer longer-term plans, reduced-rate options, and same-as-cash programs.

0% Interest for 6–18 Months

With approved credit. No prepayment penalties.

Call to Apply: (925) 778-1335

Apply for Financing Online

Get a credit decision in minutes. Check if you prequalify with no impact to your credit score.

S

Synchrony

Flexible financing options

Promotional 0% APR options
Quick online application
Flexible monthly payments

Apply with Synchrony

G

GoodLeap

Home improvement financing

Competitive rates
Terms up to 20 years
Simple online process

Call to Apply: (925) 778-1335

Subject to credit approval. Terms and conditions apply. See financing partner for details.

Financing Packages We Offer

0% Interest Promotional

0% APR for 6–18 months
No interest if paid in full within promo period
No prepayment penalties
Quick approval, often same day

Low Fixed-Rate

Fixed rates as low as 4.99% APR
Terms from 36 to 120 months
Predictable monthly payments
Best for larger projects

Reduced Rate

Below-market interest rates
Terms from 24 to 60 months
Lower total cost than long-term plans
Good option for mid-range budgets

Same-As-Cash

Pay in full within 6–12 months
No interest if paid on time
Great for smaller projects
No prepayment penalties

Subject to credit approval. Terms and conditions apply. See financing partner for details.

How Financing Works

1 Get Your Estimate

We provide a free in-home estimate with upfront pricing for your new system.

2 Choose a Plan

Your consultant walks you through the available financing packages and helps you pick the best fit.

3 Quick Approval

Apply in minutes. Most homeowners receive a credit decision the same day.

4 Enjoy Your System

We install your new system and you start making affordable monthly payments.

Financing Packages We Offer

Rebates & Tax Credits

Combine financing with available rebates to lower your total cost even further.

Utility company rebates
PG&E energy efficiency incentives
Federal tax credits up to $2,000
Manufacturer seasonal rebates

We Handle the Paperwork

Our team manages all rebate applications and financing paperwork so you can focus on enjoying your new system.

Financing application assistance
Rebate paperwork filed for you
Tax credit documentation provided
Clear breakdown of all savings

Example: New AC System

System Cost

$7,500

0% APR for 18 months

$313/mo

Total Interest Paid

Example for illustration only. Actual terms depend on credit approval and system selected. With approved credit.

Financing FAQ

Do you offer 0% interest financing on HVAC systems?

Yes. Our most popular plan is 0% APR for 6–18 months with approved credit. Pay no interest when the balance is paid in full within the promotional period.

What financing plans are available?

We offer 0% promotional financing, low fixed-rate loans (as low as 4.99% APR), reduced-rate plans, and same-as-cash programs through GoodLeap and Synchrony.

How do I apply for HVAC financing?

Apply online through Synchrony in minutes, or call (925) 778-1335 and we'll walk you through the GoodLeap application. Most homeowners receive a decision the same day.

What credit score do I need for HVAC financing?

Promotional 0% plans typically require good to excellent credit, but we have plans available for a wide range of credit profiles. Prequalifying with Synchrony has no impact to your credit score.

Can I combine financing with rebates?

Yes. Financing can be combined with utility rebates, PG&E energy efficiency incentives, federal tax credits, and manufacturer seasonal rebates. We file the paperwork for you.